Four people taking selfie
Four people taking selfie
Four people taking selfie
Build Lasting Businesses and Wealth
Build Lasting Businesses and Wealth
Build Lasting Businesses and Wealth
Enjoy business loans, high-yielding savings, insurance and more in under 5 minutes.
Enjoy business loans, high-yielding savings, insurance and more in under 5 minutes.
Enjoy business loans, high-yielding savings, insurance and more in under 5 minutes.
Download the Moni App on Google playstore
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A man carrying a bag
A man carrying a bag
A man carrying a bag

Grow your business

Unlock a higher level of revenue with community-powered loans.

No hidden fees

Flexible loans for merchants and SMEs at unbelievable interest rates.

Build and grow your business community with other trustworthy business owners.

Do more with your Money

Live a life where your money makes you more money. Enjoy high-interest rates as a reward
for cultivating a savings habit.

Live a life where your money makes you more money. Enjoy high-interest rates as a reward for cultivating a savings habit.

Live a life where your money makes you more money. Enjoy high-interest rates as a reward for cultivating a savings habit.

Create multiple savings plans to fund your lifestyle and dreams.

Meet your needs as you build discipline and hit your saving goals.

Two Happy ladies
Two Happy ladies
Two Happy ladies
A lady on Apron
A lady on Apron
A lady on Apron

Protect Your Business on Moni

Lost some business cash? Moni has got you! Go on with your business like nothing happened with our cash insurance policy.

Customized to fit your business needs.

File claims and get cashback instantly on your mobile phone.

Building Community Finance For Africa

Powering the lifeline of African societies with simple and innovative access to finance.

Africa community
Africa community
Africa community
Africa community

Backed by

How Communities Feel About Moni

  • This is one of the best app I’ve ever used. Their services are great and the interface too is attractive. It's a great app, I recommend it

    Favour Ali

  • Moni app is the best for POS and for loans.

    Ajisafe Arewa

  • Wow! What an App! This is one of the best apps I've come across so far. It's reliable and fast. And it has really helped my business with the loans I get from it.

    Samson Benita

  • Moni provides fast capital for POS operators. The onboarding is seamless, the process easy and the disbursement super-fast. This app is solving a huge challenge for those like me involved in this business. I highly recommend the app to all those in the business.

    Kennedy Osagie

  • Moni is a great app that helps you grow your business.

    Gbenga Akinwade

  • Moni has the cheapest loan interest rate ever!

    Ahmed Tijani

  • Rank capital Moni is a goallll…. I can now do my POS business with ease. You guys are d best.

    Constance Titiloye

  • It was an awesome experience using moni, its seamless and super fast. I love

    Oluwasore Atoyebi

How Communities Feel About Moni

How Communities Feel About Moni

Community Finance For Africa

Download the Moni app and access Community Finance powered by social trust.

Lagos

12, Jasper Ike, Lekki Lagos.

San Francisco

548 Market St, San Francisco, California, 94104-5401

Contact

+234 706 370 4656 (WhatsApp)

+2342012295498

hello@heymoni.com

Your Business

Float Insurance

Moni for Operators

Your Moni

Legal

Cookies

Security

Moni is a product of RANK Capital Inc

Moni is a product of Rank Capital Limited (Rank). Rank is duly licensed by the Lagos State Government to operate as a money lender and a deposit institution. Rank is also approved to operate as a digital money lender in Nigeria by the Federal Competition and Consumer Protection Commission

Community Finance For Africa

Download the Moni app and access Community Finance powered by social trust.

Lagos

12, Jasper Ike, Lekki Lagos.

San Francisco

548 Market St, San Francisco, California, 94104-5401

Contact

+234 706 370 4656 (WhatsApp)

+2342012295498

hello@heymoni.com

Your Business

Float Insurance

Moni for Operators

Your Moni

Legal

Cookies

Security

Moni is a product of RANK Capital Inc

Moni is a product of Rank Capital Limited (Rank). Rank is duly licensed by the Lagos State Government to operate as a money lender and a deposit institution. Rank is also approved to operate as a digital money lender in Nigeria by the Federal Competition and Consumer Protection Commission

Community Finance For Africa

Download the Moni app and access Community Finance powered by social trust.

Lagos

12, Jasper Ike, Lekki Lagos.

San Francisco

548 Market St, San Francisco, California, 94104-5401

Contact

+234 706 370 4656 (WhatsApp)

+2342012295498

hello@heymoni.com

Your Business

Float Insurance

Moni for Operators

Your Moni

Legal

Cookies

Security

Moni is a product of RANK Capital Inc

Moni is a product of Rank Capital Limited (Rank). Rank is duly licensed by the Lagos State Government to operate as a money lender and a deposit institution. Rank is also approved to operate as a digital money lender in Nigeria by the Federal Competition and Consumer Protection Commission