We know your everyday struggle to adequately meet customer demands for withdrawals or deposits due to lack of cash on hand and/or e-float liquidity. Say no more; we got you.
Moni offers affordable e-float loans to mobile money agents, enabling them to serve more customers, increase their revenue and keep their businesses running.
We're able to offer you great rates by cutting out the bank and allowing you to borrow at a fair rate. Receive your funding within 5 minutes of accepting an offer. No excuses
Flexible loan tenures.
No guarantor or paperwork required.
No hidden fees or collateral required.
Extra income for every referral.
Fill out your details in less than a minute and create your account for a quick review
Complete the application form and verify your identity
See the amount of loan you are eligible to borrow in seconds
E-float loans are deposited to your mobile money account
Moni to make business loans affordable and accessible to mobile agents. When your agents make more money, you grow your revenue.
Partner with us to ensure your agents have an adequate float of e-money and cash available at all times to help solve liquidity issues while you generate more revenue.
On successful loan disbursement, earn extra income from admin charges.
We enable you and your agents to generate more transaction revenue from customer activities
Fast, fair and flexible loans We offer a competitive interest rate based on a Risk-Based Pricing Model. Less than 5 minutes from application to payout.
Increase your agents and customers loyalty to drive lifetime value. With Moni, your agents will never run out of cash.
Our customers frequently ask these questions about our services and offerings.
Have an active agent account with a mobile money operator. and transaction history with a mobile money operator
We use data on your phone which includes your SMS history to verify your identity, GPS data, wallet transactional history to create a credit score.
You can get between ₦50,000 and ₦3 million at a competitive interest rate. The more impressive your repayment rate, the higher the loan amount you can borrow and the lower your interest rate.