Reach your business goals

With community-powered loans and social trust.

Reach your business goals

With community-powered loans and social trust.

Reach your business goals

With community-powered loans and social trust.

Join an exclusive community of business owners who access loans based on trust.

Enjoy rewards for good behaviour

‍Unlock higher loan amounts when you repay on time.

Enjoy rewards for good behaviour

‍Unlock higher loan amounts when you repay on time.

Enjoy rewards for good behaviour

‍Unlock higher loan amounts when you repay on time.

Ditch long processe

Enjoy our simplified loan application steps

Ditch long processe

Enjoy our simplified loan application steps

Ditch long processe

Enjoy our simplified loan application steps

Social trust and accountability

Access loans in clusters and motivate your community members to build your score

Social trust and accountability

Access loans in clusters and motivate your community members to build your score

Social trust and accountability

Access loans in clusters and motivate your community members to build your score

The best interest rate in the market.

Interest rates tailored to your business need

The best interest rate in the market.

Interest rates tailored to your business need

The best interest rate in the market.

Interest rates tailored to your business need

Don't have a cluster code?

Leave your information with us and you'll get notified in about 24 hours on next steps

Get a cluster code

Don't have a cluster code?

Leave your information with us and you'll get notified in about 24 hours on next steps

Get a cluster code

Don't have a cluster code?

Leave your information with us and you'll get notified in about 24 hours on next steps

Get a cluster code

The loan you need is 5 minutes away

1. Download the Moni App

Get the Moni App on your Android or iOS devices and set up your account in a minute.

Download the Moni App on Google playstore

2. Get a cluster code

Get a cluster code from a Moni Cluster-head closest to you.

3. Know Your Eligibility Amount.

Fill in your details to learn how much you can borrow.

4. Ready, Go! Your Moni arrives in seconds

Get your loan disbursed to your Moni Wallet.

1. Download the Moni App

Get the Moni App on your Android or iOS devices and set up your account in a minute.

2. Get a cluster code

Get a cluster code from a Moni Cluster-head closest to you.

3. Know Your Eligibility Amount.

Fill in your details to learn how much you can borrow.

4. Ready, Go! Your Moni arrives in seconds

Get your loan disbursed to your Moni Wallet.

1. Download the Moni App

Get the Moni App on your Android or iOS devices and set up your account in a minute.

2. Get a cluster code

Get a cluster code from a Moni Cluster-head closest to you.

3. Know Your Eligibility Amount.

Fill in your details to learn how much you can borrow.

4. Ready, Go! Your Moni arrives in seconds

Get your loan disbursed to your Moni Wallet.

Some things you may want to know

Can I access loans if I’m not a mobile money agent?

How much loan can my business access on Moni?

What is the collateral Moni requires for a loan?

How long does a Moni loan last?

What is a Moni Cluster?

How Communities Feel About Moni

This is one of the best app I’ve ever used. Their services are great and the interface too is attractive. It's a great app, I recommend it
Favour Ali
Moni app is the best for POS and for loans.
Ajisafe Arewa
Wow! What an App! This is one of the best apps I've come across so far. It's reliable and fast. And it has really helped my business with the loans I get from it.
Samson Benita
Moni provides fast capital for POS operators. The onboarding is seamless, the process easy and the disbursement super-fast. This app is solving a huge challenge for those like me involved in this business. I highly recommend the app to all those in the business.
Kennedy Osagie
Moni is a great app that helps you grow your business.
Gbenga Akinwade
Moni has the cheapest loan interest rate ever!
Ahmed Tijani
Rank capital Moni is a goallll…. I can now do my POS business with ease. You guys are d best.
Olumide Titiloye
It was an awesome experience using moni, its seamless and super fast. I love
Oluwasore Atoyebi

How Communities Feel About Moni

This is one of the best app I’ve ever used. Their services are great and the interface too is attractive. It's a great app, I recommend it
Favour Ali
Moni app is the best for POS and for loans.
Ajisafe Arewa
Wow! What an App! This is one of the best apps I've come across so far. It's reliable and fast. And it has really helped my business with the loans I get from it.
Samson Benita
Moni provides fast capital for POS operators. The onboarding is seamless, the process easy and the disbursement super-fast. This app is solving a huge challenge for those like me involved in this business. I highly recommend the app to all those in the business.
Kenny Osagie
Moni provides fast capital for POS operators. The onboarding is seamless, the process easy and the disbursement super-fast. This app is solving a huge challenge for those like me involved in this business. I highly recommend the app to all those in the business.
Kenny Osagie
Moni is a great app that helps you grow your business.
Gbenga Akinwade
Moni has the cheapest loan interest rate ever!
Ahmed Tijani
Rank capital Moni is a goallll…. I can now do my POS business with ease. You guys are d best.
Olumide Titiloye
It was an awesome experience using moni, its seamless and super fast. I love
Oluwasore Atoyebi

How Communities Feel About Moni

This is one of the best app I’ve ever used. Their services are great and the interface too is attractive. It's a great app, I recommend it
Favour Ali
Moni app is the best for POS and for loans.
Ajisafe Arewa
Wow! What an App! This is one of the best apps I've come across so far. It's reliable and fast. And it has really helped my business with the loans I get from it.
Samson Benita
Moni provides fast capital for POS operators. The onboarding is seamless, the process easy and the disbursement super-fast. This app is solving a huge challenge for those like me involved in this business. I highly recommend the app to all those in the business.
Kenny Osagie
Moni is a great app that helps you grow your business.
Gbenga Akinwade
Moni has the cheapest loan interest rate ever!
Ahmed Tijani
Rank capital Moni is a goallll…. I can now do my POS business with ease. You guys are d best.
Olumide Titiloye
It was an awesome experience using moni, its seamless and super fast. I love
Oluwasore Atoyebi

Community Finance For Africa

Download the Moni app and access Community Finance powered by social trust.

Lagos

12, Jasper Ike, Lekki Lagos.

San Francisco

548 Market St, San Francisco, California, 94104-5401

Contact

+234 706 370 4656 (WhatsApp)

+2342012295498

hello@heymoni.com

Your Business

Moni Loans

Float Insurance

Moni for Operators

Your Moni

Moni

Legal

Security

Moni is a product of RANK Capital Inc

Moni is a product of Rank Capital Limited (Rank). Rank is duly licensed by the Lagos State Government to operate as a money lender and a deposit institution. Rank is also approved to operate as a digital money lender in Nigeria by the Federal Competition and Consumer Protection Commission